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Planning

Retirement income is a paycheck you design

Turning savings into dependable income takes more than a withdrawal rate. Here is how we build a retirement paycheck.

Older couple walking a coastal trail above the ocean in morning light

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For forty years, a paycheck arrived every two weeks. In retirement, you have to design your own.

Decide what the paycheck covers

Keep a reserve

Withdraw in the right order

Deposit it like a paycheck

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